Pradhan Mantri Awas Yojana New List 2026: How to Check Your Name Online

The PMAY New List 2026 is now live on both government portals, pmayg.nic.in for rural applicants and pmaymis.gov.in for urban applicants. If you applied under Pradhan Mantri Awas Yojana and want to know whether your name has cleared this round, you can check it in under two minutes using your registration number, Aadhaar number, or your state, district and panchayat details. This guide walks through the exact steps for both PMAY-Gramin and PMAY-Urban, explains who qualifies in 2026, what documents you need, and what to do if your name still hasn't appeared.

What Is the PMAY New List 2026

Pradhan Mantri Awas Yojana (PMAY) is the central government's housing scheme launched in 2015 under the "Housing for All" mission. It runs through two separate arms:

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• PMAY-Gramin (PMAY-G): for rural households, managed by the Ministry of Rural Development.
• PMAY-Urban (PMAY-U): for city and town households, managed by the Ministry of Housing and Urban Affairs.

Both arms are currently in their second phase. PMAY-G's extended phase covers FY 2024-25 to FY 2028-29, with a target of 2 crore additional rural houses approved by the Union Cabinet in August 2024 at an outlay of Rs 3.06 lakh crore.<cite index="16-1">The Union Cabinet approved PMAY-G's continuation as a fresh phase covering FY 2024-25 to FY 2028-29, with a target of 2 crore additional rural houses, at a total outlay of Rs 3.06 lakh crore</cite> PMAY-Urban 2.0 runs from September 2024 through 2029 and targets one crore urban families across four verticals.<cite index="12-1">PMAY-U 2.0 runs for five years, from September 2024 through 2029, and offers a maximum interest subsidy benefit of Rs 1.80 lakh for a family</cite>

"New list" simply means the latest batch of names added to the permanent beneficiary database after each fresh round of survey verification, Gram Sabha approval, or urban application processing. These lists are updated on a rolling basis, not on one fixed annual date, so checking directly on the portal is more reliable than relying on any third-party PDF.

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PMAY-Gramin vs PMAY-Urban: Which List Applies to You

If you are unsure which one applies to you, the simplest rule is your residence type on your voter ID or ration card. Village panchayat address means PMAY-G. Municipal corporation or municipal council address means PMAY-U.

How to Check Your Name in the PMAY-Gramin New List 2026

You do not need to log in or pay any fee to check your name. Here is the step-by-step process on the official portal.

Method 1: Using Your Registration Number

1. Go to pmayg.nic.in (also reachable via awaassoft.nic.in).
2. On the homepage, click Stakeholders in the top menu, then select IAY/PMAYG Beneficiary.
3. Enter your 12-digit registration number in the box provided.
4. Click Submit.
5. Your record will display your name, father's name, photograph, state, district, block, panchayat, sanction order date, and instalment status.<cite index="5-1">On the IAY/PMAYG Beneficiary page, enter your 12-digit Registration Number in the field provided, click Submit, and your record displays name, father's name, photograph, State, District, Block, Panchayat, sanction order date, and instalment status</cite>

Method 2: Using Aadhaar Number (Advanced Search)

1. On the same IAY/PMAYG Beneficiary page, click Advanced Search.
2. Enter your 12-digit Aadhaar number without spaces.
3. Optionally add your state and financial year to narrow the search.
4. Click Search to view the matching record.<cite index="5-1">Click Advanced Search, enter your Aadhaar number, optionally add State and Year for faster lookup, then click Search to view the matching record</cite>

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Method 3: Search by Name (No Registration Number)

1. Click Advanced Search.
2. Select your State, District, Block, and Gram Panchayat from the dropdown menus.
3. Enter your name and your father's name in the text fields.
4. Click Search. All matching entries will appear; click your row to open the full record.<cite index="5-1">Pick State, District, Block, Panchayat from the cascading dropdowns, enter your name and father's name in the text fields, click Search, and the system returns all matches</cite>

Method 4: Full Panchayat-Wise List (PDF/Report)

If you want to see the complete list for your village rather than search one name at a time:

1. Visit rhreporting.nic.in/netiay/newreport.aspx.
2. Scroll to the Social Audit Reports section.
3. Click Beneficiary Details for Verification.
4. Apply filters for State, District, Block, and Gram Panchayat, then submit.<cite index="6-1">Visit rhreporting.nic.in/netiay/newreport.aspx, scroll down to Social Audit Reports, click Beneficiary Details for Verification, and apply filters for State, District, Block, Gram Panchayat</cite>

How to Check Your Name in the PMAY-Urban New List 2026

1. Visit pmaymis.gov.in, the official PMAY-Urban portal.
2. Go to the Citizen Assessment or Track Your Assessment Status section.
3. Choose to search by name, by assessment ID, or by mobile number linked to Aadhaar.
4. Enter the required details and submit.
5. Your application status (submitted, under verification, sanctioned, or subsidy disbursed) will appear on screen.

For applicants who applied through a bank or housing finance company under the Credit Linked Subsidy component, the lender's loan account statement will also show whether the interest subsidy has been credited, since the amount goes directly into the home loan account rather than a separate savings account.<cite index="10-1">The subsidy is credited directly to the loan account of the beneficiary through Primary Lending Institutions, which reduces the principal amount of the loan</cite>

Check Status Without a Registration Number

Lost your registration slip? You still have three working options:

• Name + father's name + location search on pmayg.nic.in (rural) as described above.
• Aadhaar-based Advanced Search, which works even without any paperwork on hand.
• Visit your Gram Panchayat office or Urban Local Body (ULB) and ask the panchayat secretary or ward officer to pull your record from AwaasSoft or the PMAY-U dashboard directly. This is the fastest route in areas with patchy internet access.

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Eligibility Criteria for PMAY 2026

PMAY-Gramin Eligibility

Eligibility under PMAY-G is not a form you fill and hope for. It is determined by survey data, not self-declaration.<cite index="16-1">Eligibility for PMAY-G is not self-declared, it is determined by the government using survey data</cite>

• The household must not own a pucca house anywhere in India.
• The family must be living in a kutcha or severely damaged house, or have no house at all.
• Selection draws from SECC 2011 data, cross-checked and updated through the Awaas Plus 2024 survey for families left out of the original census.<cite index="16-1">If your family was not in the SECC 2011 data, the Awaas Plus 2024 survey, launched on 17 September 2024, is specifically designed to enrol these left-out families into PMAY-G 2.0</cite>
• Priority is given to SC/ST households, families with a disabled member and no able-bodied adult, households without an adult male member aged 16-59, and landless families dependent on manual labour.<cite index="22-1">Priority conditions include households without an adult male member aged 16-59, households with disabled members and no able-bodied adult members, families without land or shelter, and SC/ST, minority, and BPL households</cite>
• Final inclusion is confirmed through Gram Sabha verification at the village level.

PMAY-Urban 2.0 Eligibility

<cite index="8-1">EWS covers annual income up to Rs 3 lakh, LIG covers annual income between Rs 3 lakh and Rs 6 lakh, and MIG covers annual income between Rs 6 lakh and Rs 9 lakh</cite>

Additional conditions:

• You or any family member must not own a pucca house anywhere in India.
• You must not have availed benefits under any central, state, or local housing scheme in the last 20 years.<cite index="12-1">If you have received benefits under any Central, State or Local government housing scheme in the last 20 years, you are not eligible under PMAY-U 2.0</cite>
• Ownership is preferably registered in the name of the female head of the household, or jointly with a male member.<cite index="12-1">House ownership is given in the name of the female head or jointly with the male member, with preference also given to widows, single women, and transgender applicants</cite>
• Age, marital status, and occupation do not disqualify an applicant; only income category and pucca house ownership status matter.<cite index="13-1">Age, marital status, and occupation do not disqualify you, the key criteria are income category and not owning a pucca house anywhere in India</cite>

Pradhan Mantri Awas Yojana (PMAY) 2026

Documents Required

<cite index="21-1">Documents needed include SECC inclusion proof and land documents for rural applicants, or address proof, bank account, and income certificate for urban applicants</cite>

Subsidy Amount and Payment Structure

PMAY-Gramin Payment Stages

Rural assistance of Rs 1.20 lakh (or Rs 1.30 lakh in hilly and difficult terrain) is released in instalments tied to construction progress, not as one lump sum:

PMAY-Urban 2.0 Subsidy

• Interest subsidy of 4% per annum on the first Rs 8 lakh of the home loan.
• Maximum benefit of approximately Rs 1.80 lakh, with a Net Present Value of around Rs 1.50 lakh.<cite index="10-1">The maximum benefit amounts to Rs 1.80 lakh, with a Net Present Value of Rs 1.50 lakh</cite>
• Disbursed in five equal annual instalments through the lender directly onto the loan account, reducing the outstanding principal.<cite index="12-1">The subsidy up to Rs 1.8 lakh is disbursed in five equal annual instalments of Rs 36,000 each, provided the loan remains active</cite>
• Loan coverage applies to properties up to Rs 35 lakh in value, with the subsidy calculated on loans up to Rs 25 lakh.<cite index="10-1">PM Awas Yojana Urban 2.0 subsidy is applicable for housing loans up to Rs 25 lakh, and the property value must not exceed Rs 35 lakh</cite>

Application Process (If You Are Not Yet Listed)

PMAY-Gramin: Awaas Plus 2024 Route

1. Download the AwaasPlus 2024 app from the Play Store (Android only).
2. Verify your identity using Aadhaar face authentication.
3. Complete the self-survey with household and housing details.<cite index="16-1">Download the AwaasPlus 2024 app from the Play Store, verify your identity via Aadhaar face authentication, and complete the self-survey</cite>
4. Your entry goes for Gram Sabha review; approved entries move to the Permanent Wait List.

PMAY-Urban: Online Application

1. Go to pmaymis.gov.in and check your eligibility using the built-in eligibility calculator.
2. Enter your Aadhaar number and complete OTP verification.
3. Fill in income, property, and contact details accurately.
4. Attach Aadhaar, income proof, bank statement, and property documents.
5. Submit. You will receive a reference/application number for tracking.<cite index="11-1">Submit accurate information regarding income, property, and contact, attach the necessary documents, and a reference number is issued once the application process is completed</cite>
6. Alternatively, apply through a Common Service Centre (CSC) for a nominal fee of Rs 25, or directly at your Urban Local Body office.<cite index="13-1">The official fee for filling the PMAY registration form at a Common Service Centre is just Rs 25</cite>
7. To access the interest subsidy component, apply for a home loan through a PMAY-empanelled lender; a CIBIL score of around 725 is typically expected by most lenders for smooth processing.

Timeline: From Survey to House Handover

Benefits of Being on the PMAY List

• Direct cash assistance or interest subsidy transferred straight to your Aadhaar-linked bank account, with no middlemen involved.<cite index="2-1">This financial aid is directly transferred to the verified, Aadhaar-seeded bank accounts of the beneficiaries for house construction or purchase without any middlemen</cite>
• Convergence with other schemes: many states link PMAY beneficiaries to MGNREGA (for construction labour), Swachh Bharat Mission (toilet construction), and Saubhagya (electricity connection).
• Ownership registered in a woman's name in most cases, strengthening property rights for women.
• No repayment obligation on the rural assistance amount; it is a grant, not a loan.
• Reduced EMI burden for urban buyers through the interest subsidy, which can shave years off a loan tenure.

Common Mistakes That Keep People Off the List

1. Aadhaar not linked to the bank account. Funds cannot be transferred even if you are approved.
2. Bank account details entered incorrectly during survey or application, causing failed transactions.
3. Assuming self-declaration is enough for PMAY-G. Rural eligibility comes from SECC/Awaas Plus data, not a form you submit yourself.
4. Applying twice under different schemes. Having availed any housing benefit in the last 20 years disqualifies urban applicants.
5. Ignoring Gram Sabha meetings, where final rural approvals are read out and objections can be raised on the spot.
6. Skipping geo-tagging of the house during construction, which delays or blocks the next instalment.
7. Providing an income certificate that doesn't match the correct financial year, causing rejection in urban applications.
8. Not checking status periodically. Lists update in batches by district, so a name absent today may appear in the next update.

Pro Tips From Ground-Level Experience

• Keep a printed and digital copy of your registration number the moment you get it. Panchayat offices in remote blocks sometimes lose physical records during transfers.
• If the online portal is slow (common during peak update periods), try checking early morning or late evening when server load is lower.
• For rural applicants, the Awaas Plus app is currently the most reliable way to get counted if you missed SECC 2011. Don't rely only on word of mouth that "the survey hasn't reached your village yet"; check with your Gram Rozgar Sevak directly.
• For urban applicants, apply through a PMAY-empanelled lender rather than a random bank, since only empanelled lenders can process the Credit Linked Subsidy correctly.
• Cross-verify your name spelling and father's name exactly as it appears on Aadhaar; even a small mismatch can cause a "no record found" result even if you are actually listed.

What to Do If Your Name Is Missing

If your name does not appear despite applying:

1. Visit your Gram Panchayat (rural) or ULB office (urban) in person and ask for your application status directly from their AwaasSoft or PMAY-U dashboard access.
2. Raise a grievance through the PMAY grievance redressal portal or the state housing department helpline.
3. File an RTI if you suspect a data entry or verification error and get no response through normal channels.
4. Attend the next Gram Sabha meeting, where the draft list is read out publicly and objections or omissions can be corrected before final approval.
5. Recheck your eligibility category. If your income or land ownership status has changed since your last application, you may need to reapply under the updated criteria.

FAQs

1. Is the PMAY New List 2026 different from the PMAY-G or PMAY-U list?

No. "PMAY New List 2026" refers to the latest updated version of either the PMAY-Gramin or PMAY-Urban beneficiary database, depending on which one applies to you.

2. How do I check my name in the PMAY new list without a registration number?

Use the Advanced Search option on pmayg.nic.in with your Aadhaar number, or search by name, father's name, and location.

3. What is the official website to check the PMAY list?

pmayg.nic.in for rural applicants and pmaymis.gov.in for urban applicants.

4. Is there any fee to check my name on the PMAY list?

No, checking your name and status on the official government websites is completely free.<cite index="3-1">Checking your name and status on the official government websites is completely free</cite>

5. How much money do I get under PMAY-Gramin?

Rs 1.20 lakh in plain areas and Rs 1.30 lakh in hilly or difficult terrain, paid in instalments linked to construction progress.

6. How much subsidy do I get under PMAY-Urban 2.0?

Up to Rs 1.80 lakh as an interest subsidy on a home loan, disbursed over five annual instalments.

7. Who is eligible for PMAY-Urban 2.0?

First-time homebuyers from EWS, LIG, or MIG income categories who do not own a pucca house anywhere in India and haven't availed a housing scheme benefit in the last 20 years.

8. Who is eligible for PMAY-Gramin?

Rural households identified through SECC 2011 or the Awaas Plus 2024 survey who live in kutcha houses or have no house, verified by the Gram Sabha.

9. What is SECC 2011 and why does it matter for PMAY-G?

The Socio-Economic and Caste Census 2011 is the primary data source used to identify eligible rural households for PMAY-G.

10. What if my family wasn't counted in SECC 2011?

You can get enrolled through the Awaas Plus 2024 survey using the AwaasPlus app.

11. Can I apply for PMAY if I already own a kutcha house?

Yes. PMAY-G covers upgrading a kutcha or semi-pucca house to a pucca house.

12. Does PMAY cover urban slum residents?

Yes, through the In-Situ Slum Redevelopment (ISSR) vertical under PMAY-Urban.

13. Is Aadhaar mandatory for PMAY?

Yes, a valid Aadhaar card linked to an active bank account is mandatory for all applicants.<cite index="13-1">A valid Aadhaar card is mandatory for all applicants and must be linked to an active bank account</cite>

14. Can an unmarried person or student apply for PMAY-Urban?

Yes. Age, marital status, and occupation do not disqualify an applicant.

15. How long does PMAY-G approval take after inclusion in the list?

It depends on local verification and construction stage progress; there is no single fixed timeline across states.

16. Can the house be registered in a woman's name?

Yes, and the scheme actively encourages female or joint ownership.

17. How do I track my PMAY-G instalment status?

Search your registration number or Aadhaar number on pmayg.nic.in under the Stakeholders section to see instalment-wise status.

18. What is the difference between PMAY 1.0 and PMAY 2.0?

PMAY 1.0 ran from 2015, sanctioning around 118.64 lakh urban houses. PMAY 2.0 (2024-2029) is the expanded phase with new verticals and higher targets.<cite index="13-1">PMAY 1.0's first phase successfully sanctioned 118.64 lakh houses, with approximately 92 lakh already constructed and delivered to beneficiaries</cite>

19. Can I change my selected vertical after applying under PMAY-U 2.0?

No, once a vertical is selected and submitted, it generally cannot be changed later in the process.

20. What is the minimum CIBIL score needed for the PMAY interest subsidy?

Most PMAY-empanelled lenders expect a CIBIL score of around 725 for smooth loan and subsidy processing.

21. Is PMAY available in both Hindi and English on the official portal?

Yes, both pmayg.nic.in and pmaymis.gov.in support Hindi and English language options.

22. Who verifies my eligibility for PMAY-Gramin?

The Gram Sabha at the village level gives final verification and approval.

23. What happens if my bank account is not Aadhaar-seeded?

The subsidy or instalment transfer will fail or get delayed until you complete Aadhaar seeding at your bank branch.

24. Can I apply for PMAY through a Common Service Centre?

Yes, CSC operators can help you fill and submit the PMAY-Urban application for a nominal fee.

25. Is there an app to check the PMAY list?

Yes, the AwaasPlus app for rural surveys, and the PMAY Urban mobile app for urban status tracking.

26. What documents are needed for the Awaas Plus 2024 survey?

Aadhaar card for all household members and details of your current housing condition; Aadhaar face authentication is used for identity verification.

27. Can NRIs apply for PMAY?

No, PMAY is meant for Indian residents only.

28. What is the maximum property value eligible under PMAY-Urban 2.0 interest subsidy?

Property value must not exceed Rs 35 lakh, with the loan amount for subsidy calculation capped at Rs 25 lakh.

29. Is a caste certificate mandatory for PMAY?

No, it is optional and only relevant for applicants claiming priority under SC/ST or minority quotas.

30. What if I find an error in my PMAY record, like a misspelled name?

Report it at your Gram Panchayat office (rural) or ULB office (urban) for correction in the AwaasSoft or PMAY-U system.

31. Does PMAY-G require a formal application form?

No. Beneficiaries are identified through survey data rather than a traditional application form; their details are entered into the portal after confirmation.<cite index="17-1">Beneficiaries are not required to fill out a traditional application form, instead their details are entered into the PMAY-G portal after confirmation</cite>

32. How many houses has PMAY-G completed so far?

As of March 2026, cumulative completions stood at around 2.99 crore houses against a revised target of 4.95 crore by 2029.<cite index="16-1">As of March 2026, cumulative completions stand at 2.99 crore houses against a revised total target of 4.95 crore by 2029</cite>

33. Can I check the PMAY list for a village I don't currently live in?

Yes, the Advanced Search tool lets you select any state, district, block, and panchayat combination.

34. Is there a helpline number for PMAY queries?

Yes, both the PMAY-G and PMAY-U portals list toll-free helpline numbers on their contact pages, and district-level rural development and urban local body offices also handle queries in person.

35. What is the Awaas Plus survey deadline?

There is no single national deadline; the survey is conducted in phases by state, so check with your local Gram Panchayat for the current status in your area.

Conclusion

Checking your name in the PMAY New List 2026 takes a few minutes once you know which portal and which search method applies to your case. Rural applicants should rely on pmayg.nic.in and the Awaas Plus 2024 survey if they were missed in SECC 2011, while urban applicants should track their status directly on pmaymis.gov.in or through their loan-disbursing lender. If your name hasn't appeared yet, don't assume rejection. Visit your local office, confirm your eligibility category, and follow up at the next Gram Sabha meeting or through the grievance portal.